DIGIBANKS.CASH / DIGEX

Digital Banking and Tokenization Infrastructure Platform

2026 Investor Deck

www.digibanks.cash

Executive Summary

Digital Banking, Rebuilt.

Digex is a fully operational digital banking and tokenization infrastructure platform — one unified portal delivering 15 live resources across identity, compliance, wallets, tokenization, and asset management. Built for institutional-grade deployment at global scale.

15 Operational Resources

One portal with 15 fully operational digital banking resources ready to deploy — from identity and KYC to wallets and tokenized assets.

6 Layers of Trust

Six-layer trust architecture ensuring institutional-grade security, compliance, and KYC/AML adherence across every resource.

Wallet Solutions

Atomic settlement with instant finality across Stellar, Ethereum, Cardano, and Solana — with instant issuance at birth for end users.

Product & Resource Ecosystem

One Portal. 15 Fully Operational Resources.

From identity and compliance to tokenization, wallets, and asset management — the Digex infrastructure powers a complete suite of next-generation banking products. Every resource is live and deployable today.

TAP3ID & Identity

Digital identity verification and KYC/AML compliance layer powering secure onboarding across all platform resources.

LUMINA SCAN2PAY

Instant wallet issuance and scan-to-pay solutions with multi-chain support for seamless consumer and institutional payments.

RWA DAT & Land Bank

Real-world asset trust and tokenization infrastructure enabling tokenized property, commodities, and investment-grade assets.

OmniBanks & Vault

Unified portal access to the full ecosystem including the Confidential Proprietary Vault, University Blockchain Wallet, and Digital Asset Class Bot.

Token Economics

Multi-Token Ecosystem: By the Numbers

The Digex token ecosystem spans five core digital banking tokens with a combined total supply exceeding 4.6 trillion units. Treasury control is dominant by design — ensuring long-term platform stability and controlled issuance.

Common Share Structure

Digex Holding — 100B authorized shares

98%

Treasury

98B shares held in Digex Holding Treasury for future issuance

2%

Founder

2B shares issued to Bill Blair (Founder allocation)

BUCK & DBTK

Anchor the core digital banking and settlement rails with the largest total supply values in the ecosystem.

DIME Token

Drives marketplace and ecosystem utility, enabling cross-border and on-chain transactions at scale.

DGBP

Powers tokenized deposits and digital asset issuance across multi-chain infrastructure.

Treasury Control

98B shares (98%) held in treasury ensuring long-term stability, with only 2B (2%) allocated to founders.

Market Context

A Market in Rapid Transformation

The tokenization and digital banking market is rapidly evolving, with major institutions and stablecoins driving mainstream adoption of blockchain-based financial infrastructure.

Major Bank Adoption

JPMorgan, Citi, and Goldman Sachs have integrated tokenization as a core banking function, signaling broad institutional validation of blockchain-based financial rails.

Stablecoin Growth

Stablecoins have surpassed $300B in market cap, with real-time settlement demand accelerating across global payment networks at an unprecedented pace.

Tokenized Assets

Tokenized deposits, RWAs, and cross-border instant settlement are seeing rapid institutional and retail adoption worldwide as infrastructure matures.

Expanding Markets

Tokenized funds, commodities, real estate, and supply chain finance are expanding rapidly as regulatory frameworks mature across major jurisdictions.

Solution Positioning

A Unified, Regulated Digital Banking Stack

DigiBanks delivers a unified digital banking stack with regulated tokenization and stablecoin rails — purpose-built for institutional-grade infrastructure at global scale.

Unified Banking Stack

Integrated tokenization and stablecoin rails within a single regulated digital banking platform — no fragmented tooling required.

24/7 Settlement

Enables tokenized deposits, RWAs, stablecoins, and continuous cross-border settlement infrastructure around the clock.

Institutional Issuance

Institutional-grade issuance, tokenization, and settlement infrastructure with full KYC/AML compliance built in at every layer.

Multi-Jurisdiction

Supports multi-jurisdiction compliance, custody integrations, and automated lifecycle management for global deployments.

Use Cases

Real-World Applications Across Industries

DigiBanks.cash / Digex enables a wide range of real-world digital banking and tokenization applications — from cross-border instant settlement and tokenized RWA issuance to on-chain treasury products, campus payment systems, and real estate tokenization via Land Bank.

Cross-Border Settlement

Instant, atomic cross-border settlement across Stellar, Ethereum, Cardano, Solana, and Polygon with instant finality.

On-Chain Treasury

On-chain treasury and yield products including tokenized money markets, funds, and stablecoin-powered supply chain finance.

Tokenized Deposits & RWAs

Tokenized deposit issuance and real-world asset onboarding with global investor access via the Digex infrastructure.

Campus & Real Estate

University Wallet enables campus payment systems; Land Bank powers real estate tokenization and secondary market access.

Campus Wallet — Live Demo

Issue verified blockchain wallets to every student. Tap to pay at the cafe, bookstore, or stadium — across Stellar, Ethereum, Cardano, Solana, and Polygon. Redeem tokenized promotions instantly. Virtual balance, student card, and multi-chain asset support in one interface.

Competitive Advantages

Operationally Ahead of the Competition

DigiBanks delivers a complete, battle-tested digital banking and tokenization infrastructure — with 15+ resources already shipped and live while competitors remain in development.

Complete Infrastructure

Unified digital banking, tokenization, and stablecoin rails in a single integrated platform stack — no assembly required.

15+ Shipped Resources

15+ fully operational resources already shipped and live — while competitors are still in development phases.

6 Layers of Trust

Six-layer trust architecture ensuring institutional-grade security, compliance, and KYC/AML adherence at every level.

Multi-Chain Native

Native support for Stellar, Ethereum, Cardano, Solana & Polygon with atomic settlement and instant finality across all chains.

15+

Live Resources

Fully operational and deployed

6

Trust Layers

Institutional-grade security architecture

5

Blockchains

Stellar, Ethereum, Cardano, Solana, Polygon

$300B+

Stablecoin Market

Total stablecoin market cap driving demand

Architecture Overview

15.6.136 — By the Numbers

The Digex platform is architected around three foundational pillars: 15 fully shipped resources, 6 layers of trust, and 136 integrated capabilities spanning the full digital banking lifecycle. This architecture ensures every deployment is secure, compliant, and scalable from day one.

Distribution snapshots are available live at digbank.stellarmint.io, covering BUCK, DBTK, DBTK2, DGBP, and DIME tokens across treasury, bonus wallet, and public allocations — providing full on-chain transparency for institutional due diligence.

1

Identity & Compliance

TAP3ID delivers DID hash-based identity, KYC/AML onboarding, and regulatory compliance as the foundational trust layer.

2

Tokenization Engine

RWA DAT and Land Bank enable tokenized property, commodities, and investment-grade asset issuance with global investor access.

3

Settlement Rails

Atomic settlement with instant finality across five blockchains — no intermediaries, no delays, no counterparty risk.

4

Wallet Infrastructure

LUMINA SCAN2PAY and University Wallet deliver instant issuance, tap-to-pay, and multi-chain asset management for any user segment.

Ready to Build the Future of Digital Banking?

Connect With Digex

Whether you are an institutional investor, a banking partner, or a technology integrator — Digex is ready to deploy. Reach out to explore investment opportunities, strategic partnerships, or platform integration.

Investment Inquiries

investor@digibanks.cash

Phone

+1 (323) 360-5334